Net Worth Calculator
Calculate your personal net worth — the true measure of your financial health. Add up everything you own (assets) and subtract everything you owe (liabilities) to see where you stand.
Formula reviewed for accuracy. Our methodology & sources
Net Worth Calculator
finance calculator
How It Works
The calculator totals everything you own — cash, investments, property, and other valuables — then subtracts everything you owe, such as your mortgage, loans, and credit card balances. The difference is your net worth, which can be positive or negative. Tracking the same figure over months and years matters far more than any single snapshot, because the trend reveals whether you are truly building wealth.
Formula
Net Worth = Total Assets − Total Liabilities
Examples
Typical homeowner
Net worth of $172,000.
Frequently Asked Questions
What is net worth?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the single best snapshot of your overall financial position.
What is a good net worth?
It varies by age and income. A common benchmark is that by retirement you should aim for 10-12× your annual income. Tracking your net worth over time matters more than any single number.
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