Tip Calculator
Quickly calculate how much to tip and split the bill between friends. Choose a tip percentage and number of people to get per-person totals instantly.
Formula reviewed for accuracy. Our methodology & sources
Tip Calculator
finance calculator
How It Works
The calculator works in three simple steps. First it multiplies your bill by the tip percentage to find the gratuity — so a $50 bill at 18% produces a $9 tip. Second, it adds that tip back to the bill to give the grand total the table actually owes ($59 in the example). Third, it divides the grand total by the number of people sharing it, so each person's share already includes their portion of both the food and the tip. Splitting after the tip is added — rather than splitting the meal and having everyone guess at the gratuity separately — is what keeps the math fair and avoids the awkward situation where the collected cash comes up short of the total. The most common point of confusion is what to apply the percentage to. In the US, a tip is customarily figured on the pre-tax subtotal, because sales tax is a government charge, not part of the server's work. In practice, though, many people simply tip on the total shown at the bottom of the check because it is faster and the difference is small — on a $50 meal with 8% tax, tipping on the post-tax figure adds only about 70 cents at 18%. Either approach is socially acceptable; what matters more is landing on a fair percentage for the level of service. A frequent pitfall is under-tipping on a discounted or comped bill: if you used a coupon or a dish was removed, etiquette says to tip on what the full bill would have been, since your server did the same amount of work regardless of the discount. When splitting unevenly — say one person had a $40 steak and another a $12 salad — this even-split tool will over-charge the lighter eater, so for very lopsided tables it is fairer to tip each portion proportionally rather than dividing the grand total equally.
Examples
$50 dinner, 20% tip, 2 people
Dinner for two with 20% gratuity.
Frequently Asked Questions
How much should I tip at a restaurant?
In the US, 15–20% of the bill is the standard range for sit-down table service, with 18% a safe default. For genuinely excellent service, 20–25% is a generous and appreciated amount. Counter service, buffets, and takeout typically warrant a smaller tip of around 10% or a flat couple of dollars.
Should I tip on the pre-tax or post-tax amount?
Tipping on the pre-tax subtotal is technically the more correct approach, since sales tax is a government charge and not part of the service. That said, tipping on the full post-tax total is extremely common and only costs a few extra cents on a typical bill, so most people do not worry about the distinction.
Is it rude to tip 15%?
No — 15% is still within the accepted range for standard, satisfactory service in the US. However, expectations have drifted upward in recent years, and 18–20% is now considered the norm at most full-service restaurants, so many diners treat 15% as the floor rather than the default.
How do I split a bill and tip fairly among friends?
The simplest fair method is to add the tip to the whole bill first, then divide that grand total by the number of people, which is exactly what this calculator does. If everyone ordered roughly the same, an even split is fine; if one or two people ordered far more, it is fairer to have them cover their own items plus a proportional share of the tip.
Do I need to tip on delivery or takeout?
For delivery, 10–15% (or a $3–5 minimum) is customary because a driver is providing a service and often using their own vehicle. For takeout you pick up yourself, tipping is optional and appreciated but not expected — a dollar or two, or rounding up, is a common gesture.
Should I tip if a service charge is already included?
If the check already shows a mandatory service charge or "gratuity included" line — common for large parties — you generally do not need to add more on top. Read the itemized bill carefully, because an automatic 18–20% gratuity is sometimes added without the server pointing it out.
How much should I tip on a large group bill?
Many restaurants automatically add an 18–20% gratuity for parties of six or more, so check before adding your own tip. If no automatic gratuity is applied, tip in the normal 18–20% range on the full group total and split it evenly or by what each person ordered.
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